Pension Credit Calculator

Department for Work & Pensions (DWP). Pension Credit Act 2002

Rates sourced from Pension Credit legislation, DWP Benefit & Pension Rates 2026/27, and the State Pension Credit Act 2002.
Guarantee Credit tops up your weekly income to a minimum of £238.00 (single) or £363.25 (couple) for 2026/27. Savings Credit is only available if you reached State Pension Age before 6 April 2016.
The first £10,000 of savings is disregarded; above this, every £500 (or part thereof) is treated as £1/week of income. No upper capital limit applies to Pension Credit.
Need personalised advice? Contact a benefits adviser or call the free Pension Service helpline on 0800 99 1234 (Mon–Fri, 8am–6pm).
This calculator is for informational purposes only. Consult a qualified welfare rights adviser for formal entitlement advice.