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Pakistan Zakat Calculator 2026

Pakistan Zakat Calculator

Nisab-Based 2.5% Zakat Estimator — Gold, Silver, Cash & Investments

Free Calculator
Cash & Bank Balances
Rs.
Gold Held (grams)
grams
Current reference rate ≈ Rs. 38,800/gram (24K). Includes jewelry, coins, and bullion — most Pakistani scholars (Hanafi view) treat worn jewelry as zakatable too.
Silver Held (grams)
grams
Current reference rate ≈ Rs. 610/gram. You can edit both metal rates below to match today's actual market price.
Gold Rate (Rs./gram)
Silver Rate (Rs./gram)
Investments, Shares & Business Stock
Rs.
Includes PSX shares (market value), mutual funds, savings certificates, business inventory at cost, and money owed to you that you expect to recover.
Most Pakistani scholars recommend the silver Nisab when wealth includes a mix of assets, as it is more cautious and brings more people into the obligation to give.
Zakat is only obligatory once your zakatable wealth has stayed at or above the Nisab continuously for one Hijri (lunar) year — roughly 354 days, about 11 days shorter than the Gregorian year.
2.5%
Cash & Bank Balances : Rs. 500,000
Gold Value : Rs. 0
Silver Value : Rs. 0
Investments & Business : Rs. 0
Less: Debts & Liabilities : Rs. 0
Net Zakatable Wealth : Rs. 500,000
Applicable Nisab : Rs. 0
Zakat Rate : 2.5%
Zakat Payable : Rs. 0
Eligibility Status : Below Nisab

Figures based on the classical Nisab thresholds of 87.48 grams of gold or 612.36 grams of silver, and the standard 2.5% Zakat rate observed across mainstream Islamic jurisprudence, including the Hanafi school followed by most Muslims in Pakistan.
Zakat becomes obligatory once zakatable wealth equals or exceeds the Nisab and has been held for one complete Hijri (lunar) year — the Hawl — roughly 354 days.
In Pakistan, the State Bank of Pakistan publishes an annually notified statutory Nisab figure used for automatic Zakat deduction from savings accounts under the Zakat and Ushr Ordinance, 1980 — separate from the classical gold/silver Nisab used for personal calculation.
Eligible recipients of Zakat are defined in the Qur'an (9:60) across eight categories, including the poor, the needy, and those in debt — consult a knowledgeable Islamic scholar for guidance specific to your assets and madhab.
Need expert advice? Contact an Islamic finance advisor at Aeenx for personalized Zakat calculation and distribution guidance.
This calculator is for informational and educational purposes only and does not constitute religious ruling (fatwa). Gold and silver prices fluctuate daily — always use the current market rate and consult a qualified scholar for your specific situation.

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